html, body, ul, li {
	margin: 0;
	padding: 0;
}
img {
	border: 0;
}
a {
	text-decoration: underline;
}
a:hover {
	text-decoration: underline;
color:#005b89;
}
.more {
	text-align: right;
}
.left {
	float: left;
}
.clear {
	clear: both;
}

body, form {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.9em;
	line-height: 10pt;
	margin: 0;
	padding: 0;
	color: #656565;
}

h1, h2, h3, h4, h5, h6
{
color:#005b89;
font-family: Verdana, Arial, Helvetica, sans-serif;
}

h1
{
font-size:1.6em;
color:#bc7e28;
}
h2
{
font-size:0.8em;
text-align:left;
color:#000000
}
h3
{
font-size:1.8em;
}
h4
{
font-size:1.6em;
}
h5
{
font-size:1.4em;
}
h5
{
font-size:1.0em;
}

h3 a
{
color:#005b89;
}
body {
	text-align: center;
}
#wrapper {
	text-align: left;
	margin: auto;
	width: 1049px;
}

#header {
	margin-top: -60px;
	height: 247px;
	position: absolute;
}
#header h1 {
	margin-top: 44px;
	height: 75px;
}
#header h1 img {
	display: block;
	padding-top: 30px;
	padding-left: 120px;
}
#nav {
	height: 25px;
	background-color:#005b89;
	margin-left:156px;
	width: 955px;
	margin-top: -3px;}

#nav1 ul {
	list-style: none;
	margin-top: 10px;
}

#nav1 li {
	list-style: none;
	line-height: 20pt;
	display:inline;
	font-size: 0.9em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	padding-left: 30px;
	padding-right: 30px;
}

#nav1 li a {
color:#ffffff;
margin-left: -10px;
text-decoration: none;
	}
	
	#nav1 li a:hover {
	text-decoration:underline
	}
	
	
#blue
{
color:#005b89;
}
	#headerimage{
padding: 0px;
margin: 0px;
}
#headerimage1{
padding-left:1px;
margin: 0px;
}

a {
	color: #5C5C5C;
}

#body {
	padding-top: 2em;
	text-align: justify;
}

#bodytext {
	position:absolute;
	margin-left: 0px;
	margin-top:400px;
	width: 1067px;
	padding-top: 30px;
	line-height: 15pt;
	top: -10px;
	font-size: 0.8em;
	font-family: Verdana, Arial, Helvetica, sans-serif;}

#lefttext
{
	font-size: 0.9em;
	line-height: 15pt;
	margin-left: 58px;
	padding-right: 30px;
	float:left;
	width: 700px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}

#righttext
{
	background: url(images/right_nav.jpg) repeat-y;
	padding-left: 30px;
	width:250px;
	line-height: 15pt;
	font-size: 0.8em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}

#lefttext1
{
	font-size: 0.9em;
	line-height: 15pt;
	margin-left: 58px;
	float:left;
	width: 1010px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}

#lefttext2
{
	line-height: 15pt;
	margin-left: 58px;
	float:left;
	width: 1010px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}

.contentbanners
{
  float: left;
  margin-right: 10px;
  width:1012px;
  padding-top:4px;
}
.banners-top {
	background-image:url(images/banners-rd-top.jpg);
	background-repeat:no-repeat;
	height:10px; 	}
	
.banners-body {
	border-left: solid 1px #d0d0d0;
	border-right: solid 1px #d0d0d0;	
	width: 1008px;
}

.banners-bottom {
	background-image:url(images/banners-rd-bottom.jpg);
	background-repeat:no-repeat;
	height:10px; 	}
	
.banner1
{
  float: left;
  width: 335px;
  border-right:solid 1px #cccccc;
  
}  

.banner2
{
  float: left;
  width: 335px;
  border-right:solid 1px #cccccc;
}  

.banner3
{
  float: left;
  width: 335px;
} 

.disclaimer
{
font-size: 0.8em;
font-family: Verdana, Arial, Helvetica, sans-serif;
padding-top: 30px;
padding-left: 30px;
padding-right: 30px;
padding-bottom: 30px;
text-align:center;
} 


#body-right {
	float: right;
	width: 330px;
}


#footer {
	height: 50px;
	padding-top: 30px;
	padding-left: 30px;
	padding-right: 30px;
	padding-bottom: 30px;
	background-image:url(images/footer.jpg);
	background-repeat:no-repeat;
	}
#footer ul { 
	display:block;
	float:left;
	list-style: none;
	margin-top: -25px;
	margin-left: 90px;
	}
	
#footer ul li { 
	display:inline;
	font-size: 0.9em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	padding-left: 20px;
	padding-right: 20px;
	font-weight:bold;
	}	

#footer ul li a { 
	color:#005b89;  
	text-decoration:none;
	font-weight:bold;
	}

#footer ul li a:hover {
	color:#005b89;
	text-decoration:underline;
	font-weight:bold;
}